Disability: Having A Sound Bite

Gasps greeted me as I walked into the exam room.  "Oh my- what happened to you?!"

Caught entirely off guard, I struggled for a response, but blanked.  There was an awkward pause in the room.  The problem was...

(Sporadic) Money Update: 2018, or, Imagine Me Rolling My Eyes

I am so sick of paying down debt.  So let's talk about it!

My husband and I are in the middle of this debt-paying thing.  At this point we have completed several of the most important steps:

- figured out how much debt we actually have, which is horrifying but necessary
- refinanced all of our loans for a lower interest rate (which will save us approximately $40,000 over the life of the loan)
- sucked it up and started paying ridiculous amounts of money on our loans

That means that we are in the "paying ridiculous amounts of money" stage.

Uncertainty, or, 2019: Midnight Tracks

I love planners; I'm a bit obsessed with them, really.  I've always had one.  I think by nature I'm a plan-maker, someone who takes the long view.  Years of practice and training have taken my penchant for journalling and turned me into a list-maker as well.  At this point, if I don't have a formal planner, I eventually clutter up my life with piles of to-do lists and thought fragments.  This year, when it became fatiguing to write, I tried to abandon my paper planner for digital alternatives that I can talk into, but it's not the same.  So a 2019 paper one it is.  Usually I get something with monthly and weekly pages, and room for notes - pretty standard.  My planner choice* is different this time, though.  For the first time, I want a goal-setting planner, I think for several reasons.

Uncertainty, or, 2018: A Retrospective

What a year.

Did anyone else have a really eventful 2018?  I certainly did.  The time passed so quickly that I'm tempted to say not much happened, but that is completely wrong.  Enough happened this year - and enough is happening next year - that I've decided to do something I've never done before and try to look back on the year as a whole.